Newnan-Coweta Habitat’s homeowner education program is designed to offer prospective and existing homeowners FREE educational classes to assist in the pre and post purchase of their home. Below please find a list of classes and a summary for each. When NCHFH homeowner classes are scheduled, information will be available on our website with the dates/times for each.
Introduction to NCHFH
This class will cover the basics of your homeownership journey. Topics include sweat equity requirements, sweat equity recording, expectations on the build site, and ways to get involved in the community.
Understanding Your Mortgage and Escrow
Converting from a renter to a homeowner is a big step. This class will break down the components of a mortgage and how it affects you and your credit. Your mortgage is made up of a principal payment and your escrow account. We will also discuss how to manage your escrow account and take advantage of potential savings each year.
Delinquency & Foreclosure Prevention
Come learn about smart practices that will help you make your mortgage payment on time. This class will also cover the process and consequences of foreclosure.
Budgeting and Credit Basics
In this class, you will learn the basics of budgeting and how to set short and long-term financial goals. We will also review the basics of understanding your credit and how to build a strong credit score and report.
Ensure the safety of everyone in your home by learning about the maintenance of safety devices, the use of chemicals in the home, and disaster preparedness.
How have you been implementing the practices discussed in Budgeting 101? It’s now time to check in with you, evaluate your progress, and set new goals! We will also discuss long-term investments in this class.
Home Maintenance and Repair
You’ve helped to build your home, now learn to perform basic maintenance on household appliances, yard upkeep, and other DIY projects around the house.
HUD Equal Housing Statement: “We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.”